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Injury Law Archives

What If the Insurance Company Denies My Car Accident Claim?

Did the insurance company deny your car accident claim? If so, you may be wondering how to find a car accident attorney in Hartford who can help you in your fight to recover the compensation that you are rightfully owed. The attorneys at McCoy & McCoy have helped protect the interests of countless individuals and families throughout every step of the claims process. We are Connecticut natives who have dedicated the entirety of our practice to advocating on behalf of accident victims in all types of personal injury cases. Each case we represent is given our personalized attention and full commitment. Nothing is more important to us than protecting the rights of our clients.

Do I Have to Give a Statement to the Insurance Company?

If you have been involved in a car accident or other personal injury accident covered by insurance, any delay or failure in providing your insurance company with a statement about your accident could result in you being denied coverage on a valid claim. We do not advise you speak with an insurance agent prior to speaking with legal counsel though, as you could inadvertently put your claim at risk. In an accident where another person is at fault for your injuries, it is important to keep in mind that the other person's insurance company will not have your best interests in mind and you are under no legal obligation to cooperate with the insurance company's representative.

The Adjuster Says My Totaled Car Isn't Worth Much. What Now?

If your car has been totaled in a car accident, you may be wondering what to do if the insurance adjuster says your vehicle isn't worth much. The first thing you need to know is that you cannot count on your insurance company, and definitely not the other driver's insurance company, to have your best interests in mind. It is an insurance adjuster's job to determine the value of your claim and offer the lowest settlement amount possible.

Connecticut Teenage Drivers: Safety First

If you are a parent of a Connecticut teenager, you may have noticed that the Connecticut teen driving laws have changed considerably since you were 16. No longer can a 16 year old show up at the DMV, take a written and driving test, and go home with a license. Over the past few yearsConnecticut has supplemented the drivers manual with new laws and requirements for 16 and 17 year old drivers. The state now requires classroom time, drug and alcohol education, and almost 50 hours of supervised driving time before a Connecticut teen can obtain a drivers license. In addition, there are restrictions as to the time of day a teen is permitted to drive, the number of passengers he or she may have in the car, and who he or she is allowed to have in the car. The penalties for violating these laws include fines and license suspension.

Taking Pictures at the Scene of an Accident

Everyone has heard the phrase, "A picture is worth a thousand words," but this has never been truer than when it comes to documenting the evidence at the scene of a motor vehicle accident. Whether you have been involved in a trucking accident a motorcycle accident or a car accident at the hands of an irresponsible driver, it may be vital to the outcome of your case to take pictures of the physical damage that was done. At McCoy & McCoy, we understand that being involved in a serious collision can be an overwhelming experience, especially if you have sustained an injury in the process, but we would like to emphasize just how important it is to make sure that your rights are protected later on. In order to do so, there are a few simple steps that you must follow in the aftermath of a crash.

Lingering Pain After a Car Accident

It is surprising how long pain from a car accident can last. Initially, car accident victims often feel fine. They are emotionally shaken up, but physically don't seem to notice any severe pain. This has been explained by many doctors as a protective response by the body or what we know as shock. Unfortunately, once the shock wears off, the car accident victim feels pain set in.