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Do I Really Need an Attorney for a Car Accident Claim?

What people often don't realize is that even minor injuries can incur big medical bills. A short five mile drive in an ambulance to the hospital can cost over $1,500 alone, and this doesn't include the cost of visiting the emergency room and receiving medical care.

After a car accident, and after the injured person is released from the hospital, often it is just the beginning. What comes next may be a series of chiropractic visits, which add up when they are three times a week for three months in a row. Then, you have X-rays, pain medications, visits to specialists, and depending on the nature and severity of injuries, possibly one or more surgeries.

It's no wonder why insurance companies act fast to settle on a claim well-before all of the medical bills come rolling in!

If you have been injured in a car accident due to someone else's negligence, there is no guarantee that the other driver's insurance company will cover all of your medical bills, or if they are paid, that you will receive the compensation you deserve. When car accident victims blindly accept a low-ball settlement offer, they often wind up suffering thousands of dollars of out-of-pocket losses.

Why the Insurance Company is Not on Your Side

Insurance companies have skilled legal teams that are trained in minimizing insurance settlement claims, and this puts you at a major disadvantage if you try to take on the insurance company on your own.

With their multi-billion dollar advertising budgets, insurance companies work hard to reduce losses and drive in profits. They accomplish this by using every tool in the book to devalue and deny claims, all at the expense and detriment of the consumer.

You should strongly consider hiring a personal injury attorney when:

  • Your injuries are serious.
  • The at-fault driver was uninsured or underinsured.
  • There is a question over who was at fault.
  • The claims adjuster is pressuring you to agree to a quick settlement.
  • You don't feel like the insurance company is compensating you fairly.
  • Your injuries are expected to require medical treatment for years to come.

Remember, in the insurance industry, fast almost always takes precedence over fair, often leading to hasty decisions that you could later regret. If your injuries are more than minor bruising, hiring a personal injury lawyer could make all the difference in the outcome of your case.

As Hartford personal injury attorneys at McCoy & McCoy, not only do we have more than 50 years of experience, but we are extremely knowledgeable about all of the relevant laws and procedural rules that affect your specific case. Further, we know what possible defenses may be raised by the other side, and we know how to handle each one of them.

Having an attorney who is knowledgeable in car accident claims and Connecticut State laws evens the playing field, especially when you are going up against the vast resources of a huge insurance carrier.

Injured? Contact us today to find out how we can be of service to you! You can reach us at (860) 856-9283 for a free consultation!

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