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The Consequences of Speaking to an Insurance Adjuster

Unfortunately, many times an accident victim will sabotage their own personal injury case by speaking to an insurance adjuster without first consulting an attorney. Since the goal of an insurance company is to pay the victim as little as they possibly can, the adjuster will do everything that they can do dissuade an injured individual from pursuing a lawsuit rather than taking the settlement that they are offering. Many times an insurance adjuster will begin calling immediately after an accident in an attempt to retrieve a statement that they can use to their own benefit. What most people do not realize, however, is that they are not obligated to give a statement to an insurance company.

Usually, an adjuster will utilize manipulative tactics, like acting like they are understanding of the victim's circumstances, in order to probe them for answers to the questions that they are asking. Sadly, an individual may unknowingly give a statement that will be used against them later to diminish the amount of compensation that they will be awarded or to prove that they are not, in fact, as greatly injured as they claim to be. Even if an individual is telling the truth, they may leave out important details that would help their case. Since the conversation will be recorded, however, once the adjuster has all of the information that they need, it is already too late for the victim to remedy their mistake.

If you have been involved in a serious car accident, it is important to speak to an experienced attorney before answering any questions that the insurance company may have for you or before you make an agreement to settle for the amount that they have offered you. Regardless of the circumstances of the accident-even if you believe that the other person was completely at fault-it is still important to contact a legal professional before proceeding. In doing so, you can feel confident in the informed decisions that you will be making from that point on. For more information, do not hesitate to contact an attorney from our firm today.

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