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Hartford Personal Injury Blog

Prevention of crane accidents

Cranes that are used in construction projects pose a wide variety of risks and potential injuries. While there are regulations and standards in place to help prevent accidents, workers in Connecticut still need to be aware of the dangers and know what is required for a safe working environment.

According to OSHA, there are a number of situations in which a crane can become unstable. These include when an excessive load causes a crane to collapse and when lifting a load causes an imbalance of the crane.

TGIF? You Still Need To Drive Safely.

You are statistically most likely to get into an accident on Fridays

For people working the typical 9-5, Friday afternoons can be liberating. After a long week, there is time to go home and rest, or go out and have fun. However, while there is nothing wrong with being able to relax on the commute home on Friday, you should know that statistically this is the most likely time for an accident.

Premises Liability for Airbnb

Many Connecticut homeowners enjoy the convenience of Airbnb when they travel. However, they may not have considered the fine details of renting out their home, such as the effect on their homeowners insurance or the responsibility for a renter's injuries. Before listing their house through home-sharing services, it is important for people to understand these details.

Insurance companies may take different views on Airbnb rentals depending on how people use these services. The Insurance Information Institute says that people may need a business policy if they intend to rent out their home frequently. This is because a typical homeowners insurance policy does not cover commercial risks. However, people may not need this kind of policy if they plan to rent out their house only once. If they speak to their insurance company beforehand, their coverage may be expanded to cover the renter as well. Before renting out their home, it is recommended that people speak to their insurance company to understand the details of their policy.

Why are some fixed object collisions fatal?

You may think that most of the fatal car accidents which occur in Connecticut involve multiple cars. However, crashes involving one vehicle can be fatal, and this includes fixed object collisions. A previous blog listed many of the factors behind these incidents. Today's blog will discuss why these accidents can be deadly.

The way a car strikes an object is one factor which determines whether or not an accident will be fatal. According to RoadandTrack.com, drivers usually do not hit fixed objects with the entire front of their vehicle. One study demonstrated that many fatalities occur when less than 25 percent of your car's front hits an object. This is because the front airbag is your main source of protection in an accident, and your vehicle's safety cells, the area around the passenger compartment, are not intended to be your primary protection. This means that you can sustain more damage if you do not hit an object squarely.

Analysis: Older workers' fatality risk higher than other groups

If you work in construction, you know you're in a field with a higher than average accident rate. A recent Associated Press analysis of Bureau of Labor Statistics data indicates that older people -- workers age 55 to 70 -- are at far greater risk than others to suffer a fatal workplace accident. Do age-related changes make fatal accidents more likely, or perhaps make accidents more likely to be fatal?

It's an important question because the Baby Boom generation is working longer. Whether they're rejecting the traditional age of retirement or simply need the income, today's older people are working well into their late 60s and 70s. In fact, statistics predict that older workers will make up fully 25 percent of the workforce by 2024.

Bicycle safety is more important now than ever

One of the most at-risk groups out on the road is bicyclists. The reason is fairly obvious: people on bicycles have fewer safety options than other vehicles and their counterparts out on the the road have far more power when an accident occurs. As a result, when a bicyclist collides with a car, or vice versa, it is highly probable that the bicyclist will suffer serious, or even fatal, injuries.

Data from the National Highway Traffic Safety Administration bears this out, and the numbers are a little frightening when you consider that everyone expects safety to improve over time, not get worse. The data from the NHTSA shows that from 2006 to 2015, there was an increase in bicyclist fatalities and injuries, with a prominent spike from 2014 to 2015.

Homeowner liability for swimming pools

When Connecticut homeowners put a swimming pool into their backyard, they do not always consider what might happen if someone is injured. However, people can easily be hurt around pools, and it is important for homeowners to understand how to prevent these injuries and when they might be liable.

While homeowners do not want their family and friends to be hurt in their pool, accidents can still happen. LoveToKnow.com says that homeowners can prevent some injuries by taking extra safety precautions. Typically, an adult should supervise all activity in the pool, and this person should usually refrain from drinking while in charge. Additionally, people may want to install a pool cover so no one falls in by accident. Gates can also keep young children from accessing the pool when they are unsupervised.

What kind of protective gear does a motorcyclist need?

You may think that if you have a helmet, you have all of the protective gear necessary. However, there is typically much more you need if you want to ride your motorcycle on the roads of Connecticut.

Because motorcycles do not have the external protection of a car, it is especially important for you to take the extra steps needed to be safe on the road. According to Motorcycles.org, the injuries you sustain in a collision can be reduced when you wear the proper gear. Naturally, this includes a helmet. A helmet is important because it has two layers of padding which can keep your head safe if you are in an accident. It is a good idea to make sure that your helmet has reflective strips or a design which stands out so drivers will see you at all hours. Additionally, it should fit closely to your head, as well as be comfortable.

Understanding bike safety

Many bikers in Connecticut may think that the only guideline for safe biking is a helmet. However, there are many different ways bikers can keep themselves safe on the road. It is important to understand all of them so that people can keep themselves as safe as possible when they hit the road.

Bicyclists can be safe by ensuring that they ride on the correct side of the road. According to Bicycling Magazine, it is best for bikers to ride on the right side. Staying with the flow of traffic gives drivers plenty of time to pass safely around bicycles. While biking against traffic may feel safer, it can actually be more dangerous for bikers, as they have less maneuvering time if they need to react to an unseen road condition.

Understanding your liability coverage

When you purchase a house, you generally think about the happy memories your family will create, not the things which might go wrong. Yet accidents might happen at your home and there may be times when guests consider you liable for their injuries. At McCoy and McCoy, we know how important it is for you to understand your liability coverage.

According to the American Institute of Certified Public Accountants, your homeowners insurance policy typically has a section which covers liability. If someone is injured on your property, their medical expenses, such as an ambulance ride, X-rays and surgery, can usually be covered by your insurance company. However, there may be some circumstances in which injuries are not covered. Your liability coverage may not include the wounds someone sustains while at your home for business, and wounds caused by your car usually are not covered.