Connecticut Car Accident Lawyer: Tips on Buying a New car

As a personal injury lawyer, Connecticut Car Accident Attorney Frank McCoy knows the consequences of auto accidents. Among them are property damage and the purchase of a new car. Car accident clients are left stranded with out a vehicle after theirConnecticut car accident. Jessica, at McCoy & Mccoy is first on the scene to help clients get a rental car. However, the insurance companies limit the time a client can have a rental after the accident so buying a new car is usually top on a clients to do list. This is difficult as the client is dealing with injuries from the auto accident, insurance headaches, and now feels vulnerable when walking in to a car dealership. At the Connecticut car accident law firm of McCoy & McCoy, we help clients handle the inurance headaches, and will help clients extend a rental car agreement if needed so they are not rushed into buying a car they are not happy with. In addition, Hartford Car Accident Lawyer Frank McCoy provides a few car buying tips to his readers. Car buying and negotiations are often very uncomfortable for many of us. Attorney McCoy has some useful information.

Tip #1:Timing
According to several top rated car sales people, the best time to shop for a car is during the week day. On weekdays customer traffic is low and another buyer is not nipping at nipping at your heels. This allows the buyers to feel more relaxed and make buying decisions they are comfortable with. The hustle and bustle of heavy traffic on the weekends causes the buyer to feel pressured and think "if I don't buy this car the next guy will." Although inconvenient, a weekday shopping trip may be advantageous when it comes to purchasing a car after your car accident.

Tip #2: Do not give your Drivers License or Social Security number to the Sales Staff.
Many new car dealers want to make a copy of your license before a test drive. There is no reason to do this regardless of what they tell you!! Insurance companies do not require this! Car dealers can use your license to run a credit check on you during the test drive. If you must comply, make a copy of your license and write on the copy " The dealer may NOT run a credit check on you." Remind them the FTC fines $2500 for unauthorized credit checks. Many dealers are honest and will photocopy your license on a copier at the front desk and give it right back. But some, while you're out on the test drive, run a credit check on you.. Don't give personal info until you have signed the buyer's order and are doing dealer financing.

Tip #3: Purchase Price
Invoice price – this price applies to new cars only. To find the purchase price of a used car refer to Kelly Blue Book. When identifying the price, Attorney McCoy advises us to worry about the actual purchase price, and not get fooled by "low" monthly payments. This goes for leases as well as purchases. A low monthly payment is worthless if it is based on a higher purchase price stretched out over extra time. To find out how much a dealer pays for cars use sites such as Yahoo!Autos, Cars.com, InvoiceDealers, Edmunds.com, MyRide.com and CarsDirect. These services list new car prices and used car prices online as well. Here you can learn how much a dealer paid for a new car. Use these price quotes to compare what your dealership is asking.

Tip#4: Negotiate
As George Costanza said "We're negotiating!" Lets hope you have better results though! For many this can be uncomfortable but in this economy you have nothing to lose by making an offer you feel is fair. Once you make an offer, don't budge. Once they know you are serious, they may accept your offer. Dealers are desperate to move inventory and a sale – even if it comes from negotiating – is better than having the car sit on the lot costing the dealer money. Above all, remain calm and confident in the negotiations, emotions are contagious so if you are friendly and calm, they will be too.

If you have been injured in an accident and need information call the Connecticut car accident law firm at 1-800-4-INJURY or click here to fill out a free case evaluation. Our nationally Board Certified Trial Attorneys are here to answer your questions and provide the help you need.