Hartford Car Accident FAQ

Frequently Asked Questions about Auto Collisions

The legalities that surround personal injury cases that involve car accidents are often needlessly complex and seemingly impossible to overcome. It can wreak havoc in almost every corner of your life, from your finances to your emotional stability to your physical well-being. We at McCoy & McCoy are fully dedicated to offering the full benefit of our years of knowledge and experience to every client that comes to work with us during their time of need. By evaluating every case as if it will be taken to trial, we are often able to give our clients the legal support they require to help them on their way to their desired outcome. Following are a few of some of the most frequently asked questions regarding auto accidents.

What should I do immediately following an auto accident?
One of the most important things you can do for yourself immediately following an accident is seeking medical attention. It is imperative that you ensure your health is taken care of first and foremost. If both parties involved are out of harm's way and are safe, the next important step is exchanging information. Information that will need to be exchanged during this time include license plate numbers, full names, driver's license numbers, addresses, and the names and addresses of any witnesses, pedestrians or passengers involved in the accident. After the information is exchanged, the police should be contacted to provide proof of the accident as well as all statements. After this, you should immediately contact a lawyer who can begin looking after your rights and pursing the necessary amounts of compensation.

Is it important that I contact my insurance company?
Most insurance companies require that after every accident you contact them as quickly as possible to give them the basic information that they will require. This step should never be skipped, but having the assistance of a lawyer is invaluable during this process to ensure that your rights are not violated by an insurance company only interested in making a profit. The same idea applies if you begin to receive calls from the other driver's insurance company. They may ask you to make a statement about your injuries and/or the cause of the accident, but it is important to know that their only goal is to pay you as little money as they possibly can. For this reason, it is usually a good idea to have an experienced attorney by your side who can advise you on how to successfully handle this situation.

Should I take photos at the scene of the accident?
It is vital that you do take photos as soon after the accident as you possibly can. Photos of the overall scene, the damaged parts of the vehicle, all vehicles involved as well as injuries could prove invaluable during your pursuit of proper compensation. This could be a huge part of your case and should not be overlooked. Not only could these photos be used as evidence in your favor, but you can safeguard yourself from the accusations that the other party may make against you at a later time, as well. For this reason, you should always snap a few pictures before the scene of an accident is cleared away-even if it's just with your cell phone. You never know when such evidence could "go missing" while in the other party's possession.

Will I be able to get a rental car while my car is being repaired/replaced?
This completely depends on the extent of the coverage your insurance company offers you. If the accident is clearly the other driver's fault, however, it is possible that their insurance company will offer to pay for a rental car while you get situated in a more permanent solution. Having a reliable means of transportation is often crucial in the wake of an accident, as you may need to get to and from medical appointments, your job, the grocery store, etc. For this reason, you should not hesitate to enlist the help of an attorney in the aftermath of a collision so that they can negotiate a fair arrangement with the other party's insurance company. Without someone on your side that knows how to protect your rights, you may very well be bullied around or taken advantage of during this vulnerable time.

Should I take an initial settlement offer from the other driver's insurance company?
If you were involved in a serious accident in which the other driver was clearly at fault, their insurance company may move quickly to offer you a settlement. An insurance adjuster may begin calling your home and explaining that the offer that they are making is likely the largest amount of money that you will be able to recover. Although this may be true, you should not be so quick to accept without first exploring you other options. The insurance company wants you to take their offer before you have the chance to contact a lawyer, because studies have shown that accident victims are usually able to obtain up to 40% more money when they enlist the help of a legal professional. As such, you should not disregard the advantages of doing so quickly.

Still have questions about your case?

If you are still looking for further information about how to handle the aftermath of an auto collision, we encourage you to consult with a personal injury attorney from McCoy & McCoy today. Not only have we been representing victims like yourself for the past three decades, but we are truly interested in helping you to recover the compensation that you deserve. For this reason, you should take advantage of the opportunity to speak with a lawyer from our firm at no cost. By filling out and submitting a free case evaluation form with some basic information about the circumstances of your accident, we will have the chance to guide you in the right direction and answer any questions that you may have.

The aftermath of a serious car accident must be handled efficiently if you hope to obtain the compensation that you are owed-regardless of whether or not the other driver was clearly at fault for your injuries-so you should not hesitate to take action immediately. To make sure that your rights will be protected and that you will have someone on your side that will be looking out for your best interests, call our office today. A Hartford personal injury lawyer will be waiting to hear from you.